Down payment assistance

Buy a home with $0 or low down, if you qualify

See which federal, state, and local down payment assistance programs may be available in your area. Free to check, no obligation.

  • Free to check
  • No obligation
  • Takes about 60 seconds
$0 or low down

Programs may cover some or all of your down payment

Federal, state & local

Programs at every level

60 seconds

To check what may be available

See if you qualify

Answer a few quick questions to see programs that may fit your situation.

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Submitting this form does not guarantee eligibility, approval, or any amount of assistance. CashZilla is not a lender. Your information is shared with partners who may contact you.

How it works

Step 1

Answer a few questions

Tell us about your homebuying goals. It takes about 60 seconds.

Step 2

See programs that may fit

We show federal, state, and local programs that may be available where you live.

Step 3

Review and decide

Compare your options and choose the next step that works for you. No obligation.

What you can explore

Down payment assistance

Grants, forgivable loans, and deferred loans offered by many states and cities.

Low down payment loans

Some loan types may allow little or no money down for eligible buyers.

First-time buyer programs

Many programs are built for first-time buyers. Definitions vary.

Closing cost help

Some programs may also help with closing costs.

Before you start

  • Know your rough budget
  • Check your credit
  • Gather income and employment info
  • Look up programs in your city and state

Questions, answered

Your path to a home may be closer than you think.

Important disclosures

CashZilla is an independent comparison and information service. We are not a lender, mortgage broker, or government agency, and we do not make credit decisions, offer loans, or administer assistance programs. Down payment assistance programs, loan products, eligibility requirements, amounts, and terms vary by program, lender, and location and are set solely by the program or lender. Not all applicants will qualify, and eligibility, approval, and any amount of assistance are not guaranteed. Some programs are loans that may have to be repaid, may carry liens or occupancy requirements, and may be subject to recapture if you sell or refinance. We may receive compensation from partners, which may affect which programs or providers appear. We do not include every program or provider available. Information on this page is for general informational purposes only and is not financial, legal, or tax advice. Consider speaking with a HUD-approved housing counselor or a qualified professional.

Equal Housing Opportunity.